We are a company

No matter where you are in your company’s life curve, Sum is able to properly plan out its financial needs.

Whether you need to produce a financing plan, implement a group insurance plan or run a financial planning exercise, we always work closely with our internal contact personnel and your external tax and legal advisors. We are an independent firm working with several service providers to recommend the best solutions for your business.

Our services


  • Financing
  • Incorporation and shareholder agreement
  • Life and disability insurance
  • General insurance


  • Key personnel protection
  • Key personnel retirement funds
  • Group insurance
  • Employee retirement funds
  • Insurance review
  • Financial planning


  • Transfer or sale preparation (10 years prior)
  • Tax strategies regarding disbursement
  • End of operations / sale / transfert

Our products

  • Group insurance
  • Group RRSP
  • Disability insurance grouping
  • Key personnel insurance (life, disability, serious illness)
  • Long-term care insurance
  • Retirement plans (RRS, PRP, DPSP…)
  • High-interest corporate bank account
  • Loans